How Lenders View Phase 1 Desktop Studies: A Guide for Property Buyers
When buying land or property, lenders often require environmental due diligence before approving finance. One key document they may ask for is a Phase 1 Desktop Study.
Why? Because banks and funding institutions want reassurance that the site doesn’t carry hidden risks—like contamination, previous industrial use, or nearby hazards. If problems are uncovered later, the value of the land—and the lender’s security—could be affected.
A Phase 1 Desktop Study from EnviroSolution provides exactly that peace of mind. Our reports include:
- Historic land use records
- Environmental database searches
- Site walkover inspections
- Professional risk assessment
- A clear, lender-friendly summary
By commissioning a study early, buyers and investors can streamline loan approvals and demonstrate due diligence to legal teams, insurers, and regulators.
If you’re financing land for development, or buying property with a complex history, don’t leave it to chance. Secure a Phase 1 Desktop Study from EnviroSolution—trusted by buyers and lenders across the UK.